HouseAmerica Financial

Join us your way.

HouseAmerica Financial takes a different approach to offering independence to mortgage brokerage owners — the freedom to run your own brokerage, paired with the sharpest pricing and the full investor panel most firms only get by giving that independence up. All under one roof, backed by one operations team dedicated to your brokerage.

3Ways to Partner
1Shared Investor Panel
1Dedicated Operations Team
Ready when you are

Not a broker with us yet?

Get approved with HouseAmerica Financial and start submitting loans.

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Pick your path

All three run on the same platform & investor panel

A
Retail · Your Brand

Join Our Retail Channel — Run Your Business Under Your Own DBA

Run it under your own brand — we take the hassle of owning a business off your plate.
  • Originate under HAF, marketed under your own DBA
  • Full ops, compliance, licensing & marketing support
  • Access to HouseAmerica's Non‑QM, Jumbo & broad investor panel
  • Blend, Encompass, disclosures, QC & funding infrastructure in place
  • 48‑state licensed platform behind every file — only $650 per file for any out‑of‑state loans
Best ForMortgage brokerage firms who want to retain their identity but want to fully leverage the power of HouseAmerica's platform
B
Wholesale · Strategic Partnership

Strategic Wholesale Partnership with Dedicated Underwriting Team

Stay fully independent — backed by one team for every program you need, under one roof.
  • Keep your own brokerage, NMLS & client relationships
  • Manage ALL your loans through HAF's Mortgage AI and enjoy a single point of contact in underwriting for ALL your files
  • One dedicated Account Executive across every product
  • Dedicated underwriter to your entire pipeline
  • No employment change — you remain 100% independent
Best ForMortgage brokerage firms wanting to remain completely independent but looking for a partner that provides ALL their program needs under one roof and one operations team
C
Hybrid · Managed Processing

"Hybrid" Model — Broker With Us, We'll Hire Your Processor to Manage All Your Loans

Keep your shop. Let us run your files.
  • You keep your brokerage, brand & client relationships
  • HAF hires & manages your processor in-house
  • You keep complete control of your file's destiny — timelines, escalations, and all
  • Off-load ops overhead without giving up your business
Best ForMortgage brokerage firms who want operational relief without joining a company

Why HouseAmerica

One platform, whichever path you choose

One Investor Panel

Every path draws on the same broad Non‑QM and jumbo investor panel — so pricing and overlays stay consistent no matter how you work with us.

Built for Speed

Dedicated account and underwriting support keep files moving — from first submission to a confident, on-time close.

One Relationship

A single point of contact across every path means less hand-off, fewer surprises, and a partner who knows your pipeline.

Not sure which path fits?

Let's talk it through — no pressure, no wrong answer.